:root {
  --ink: #111111;
  --paper: #ffffff;
  --muted: #686868;
  --soft: #ededed;
  --max: 1240px;
  color-scheme: light;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 140px;
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: Inter, "Helvetica Neue", Helvetica, Arial, sans-serif;
  font-size: 1rem;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

a {
  color: inherit;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  border-bottom: 1px solid rgba(17, 17, 17, 0.14);
  background: #ffffff;
}

.nav,
.page-hero,
.content-grid,
.footer-inner {
  width: min(calc(100% - 48px), var(--max));
  margin-right: auto;
  margin-left: auto;
}

.nav {
  min-height: 132px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
}

.brand img {
  display: block;
  width: 500px;
  max-width: 100%;
  height: auto;
}

.back-link {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  margin-left: auto;
  padding: 10px 0;
  border-bottom: 2px solid var(--ink);
  font-size: 0.875rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-decoration: none;
  text-transform: uppercase;
}

.page-hero {
  padding: clamp(68px, 9vw, 126px) 0 clamp(64px, 8vw, 110px);
}

.eyebrow,
.section-number,
.effective-date {
  color: var(--muted);
  font-size: 0.875rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.eyebrow {
  margin: 0 0 24px;
}

h1 {
  max-width: 1060px;
  margin: 0;
  font-size: clamp(3.6rem, 9vw, 8rem);
  font-weight: 500;
  letter-spacing: -0.07em;
  line-height: 0.92;
}

h1 span {
  display: block;
  color: transparent;
  -webkit-text-stroke: 1.5px var(--ink);
}

.hero-lead {
  max-width: 830px;
  margin: 58px 0 0 auto;
  padding-top: 30px;
  border-top: 1px solid rgba(17, 17, 17, 0.3);
  font-size: clamp(1.15rem, 2vw, 1.5rem);
  line-height: 1.55;
}

.content-grid {
  display: grid;
  grid-template-columns: minmax(190px, 0.35fr) minmax(0, 1fr);
  gap: clamp(42px, 9vw, 130px);
  padding-bottom: clamp(92px, 12vw, 170px);
}

.content-label {
  margin: 0;
  color: var(--muted);
  font-size: 0.875rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.content-body {
  min-width: 0;
  border-top: 1px solid var(--ink);
}

.contact-card {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1px;
  margin-top: 34px;
  background: rgba(17, 17, 17, 0.22);
  border: 1px solid rgba(17, 17, 17, 0.22);
}

.contact-block {
  min-height: 210px;
  padding: clamp(26px, 4vw, 46px);
  background: #ffffff;
}

.contact-block h2,
.legal-section h2 {
  margin: 0;
  font-size: clamp(1.35rem, 2.2vw, 2rem);
  font-weight: 600;
  letter-spacing: -0.03em;
  line-height: 1.2;
}

.contact-block p {
  margin: 28px 0 0;
}

.email-link {
  font-size: clamp(1.15rem, 2vw, 1.55rem);
  font-weight: 700;
  text-decoration-thickness: 2px;
  text-underline-offset: 6px;
  overflow-wrap: anywhere;
}

.effective-date {
  margin: 28px 0 0;
}

.legal-section {
  display: grid;
  grid-template-columns: 62px minmax(0, 1fr);
  gap: 28px;
  padding: 42px 0;
  border-bottom: 1px solid rgba(17, 17, 17, 0.24);
}

.legal-section:last-child {
  border-bottom: 0;
}

.legal-section-content {
  min-width: 0;
}

.legal-section-content > :first-child {
  margin-top: 0;
}

.legal-section-content > :last-child {
  margin-bottom: 0;
}

.legal-section p,
.legal-section address,
.legal-section ul {
  max-width: 820px;
  margin: 18px 0 0;
}

.legal-section address {
  font-style: normal;
}

.legal-section dl {
  max-width: 820px;
  margin: 26px 0 0;
}

.legal-section dl > div {
  display: grid;
  grid-template-columns: minmax(170px, 0.42fr) minmax(0, 1fr);
  gap: 24px;
  padding: 16px 0;
  border-top: 1px solid rgba(17, 17, 17, 0.16);
}

.legal-section dt {
  color: var(--muted);
  font-weight: 700;
}

.legal-section dd {
  margin: 0;
  font-weight: 650;
  overflow-wrap: anywhere;
}

.provider {
  margin-top: 24px;
  padding: 26px;
  background: var(--ink);
  color: #ffffff;
}

.provider p,
.provider address {
  margin: 8px 0 0;
  color: rgba(255, 255, 255, 0.76);
}

.provider strong {
  color: #ffffff;
}

strong {
  font-weight: 750;
}

footer {
  border-top: 1px solid rgba(17, 17, 17, 0.14);
  background: #ffffff;
}

.footer-inner {
  padding: 52px 0;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 32px;
  align-items: end;
}

.footer-meta {
  margin: 0;
  color: var(--muted);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-align: right;
  text-transform: uppercase;
}

:focus-visible {
  outline: 3px solid #686868;
  outline-offset: 4px;
}

@media (max-width: 820px) {
  .content-grid {
    grid-template-columns: 1fr;
    gap: 26px;
  }

  .contact-card {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 650px) {
  .nav,
  .page-hero,
  .content-grid,
  .footer-inner {
    width: min(calc(100% - 28px), var(--max));
  }

  .nav {
    min-height: 96px;
  }

  .back-label {
    display: none;
  }

  .back-link {
    min-width: 34px;
    justify-content: center;
    border-bottom: 0;
    font-size: 1.2rem;
  }

  .page-hero {
    padding: 58px 0 68px;
  }

  h1 {
    font-size: clamp(3.05rem, 17vw, 5rem);
  }

  .hero-lead {
    margin-top: 46px;
  }

  .legal-section {
    grid-template-columns: 1fr;
    gap: 12px;
    padding: 34px 0;
  }

  .legal-section dl > div {
    grid-template-columns: 1fr;
    gap: 5px;
  }

  .footer-inner {
    grid-template-columns: 1fr;
    align-items: start;
  }

  .footer-meta {
    text-align: left;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
}